PayRouter
Vendor-neutral. Built for Indian merchants.

Which payment gateway is quietly costing you the most?

Razorpay, Cashfree, PayU, Paytm, PhonePe, Stripe — each shows only its own numbers. PayRouter compares them all on your volume and mix, surfaces failed-payment leakage, and tells you exactly where to route each rupee.

Free fee audit. No signup to start. ₹ & $ pricing.

The problem this fixes

Razorpay, PayU and Cashfree each show me their own dashboard. Nobody tells me which one is actually cheapest for my mix.
D2C founder, Bangalore
We were bleeding lakhs a year to card MDR and didn't realise UPI-heavy months should've been routed differently.
Finance lead, SMB SaaS
Failed payments were ~12% on one gateway. Switching that rail recovered more than the fee savings.
Growth, subscription brand

How PayRouter works

A neutral analyst for your payment stack — it scores every gateway on your real economics, not on its own marketing.

Enter your numbers

Monthly volume, average ticket, and your payment mix across UPI, cards, netbanking and wallets. 60 seconds, nothing stored.

See the real cost

Your effective fee rate (incl. GST) across every major gateway, ranked — plus the money you're leaking to failed payments.

Route every rupee right

A per-rail smart-routing plan: send each method to the cheapest, highest-success gateway. We quantify the annual savings.

Every major Indian gateway, side by side

We model standard public MDR and typical success rates per rail, then rank them on your numbers.

RazorpayCoverage & docs
CashfreeLowest card MDR
PayUCard success rate
Paytm PGWallet/UPI funnel
PhonePe PGUPI success rate
Stripe (India)Global / cross-border

Start free. Pay when you're saving.

The free audit is genuinely useful on its own. Monitor (₹999/mo) tracks your effective rate and leakage every month; Smart Routing (₹2499/mo) automates per-rail routing rules and sends a monthly savings report.

Get MDR-change alerts

Gateways quietly change pricing and success rates. Drop your email and we'll flag when a change means you should re-route.